{"id":12090,"date":"2023-08-08T12:40:47","date_gmt":"2023-08-08T12:40:47","guid":{"rendered":"https:\/\/wooshpay.com\/?post_type=docs&#038;p=12090"},"modified":"2023-08-08T12:40:49","modified_gmt":"2023-08-08T12:40:49","password":"","slug":"paynow","status":"publish","type":"docs","link":"https:\/\/www.wooshpay.com\/ko\/docs\/paynow\/","title":{"rendered":"PayNow"},"content":{"rendered":"<h3 class=\"wp-block-heading\" id=\"h-learn-about-paynow-a-real-time-payment-network-popular-in-singapore\"><strong>\uc2f1\uac00\ud3ec\ub974\uc5d0\uc11c \uc778\uae30 \uc788\ub294 \uc2e4\uc2dc\uac04 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c\uc778 PayNow\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uc138\uc694.<\/strong><\/h3>\n\n\n\n<p>PayNow\ub294 \uc2f1\uac00\ud3ec\ub974\uc758 \uc2e4\uc2dc\uac04 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c\ub85c, \uc2f1\uac00\ud3ec\ub974\uc740\ud589(ABS)\uc774 \uad00\ub9ac\ud558\uace0 \uc2f1\uac00\ud3ec\ub974\ud1b5\ud654\uccad(MAS)\uc774 \uac10\ub3c5\ud569\ub2c8\ub2e4. \uc18c\ube44\uc790\uc640 \uae30\uc5c5 \ubaa8\ub450 \ud734\ub300\ud3f0 \ubc88\ud638, \uc2f1\uac00\ud3ec\ub974 NRIC\/FIN, UEN \uc0ac\uc5c5\uc790 \ub4f1\ub85d \ubc88\ud638, \uac00\uc0c1 \uacb0\uc81c \uc8fc\uc18c(NFI \uacc4\uc815\uc758 \uacbd\uc6b0 VPA, \uc804\uc790\uc9c0\uac11 \ud3ec\ud568) \ub4f1 \ub2e4\uc591\ud55c \uc2dd\ubcc4\uc790\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc11c\ube44\uc2a4\uc5d0 \ub4f1\ub85d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub4f1\ub85d\uc774 \uc644\ub8cc\ub418\uba74 \uc0ac\uc6a9\uc790\ub294 FAST \ub124\ud2b8\uc6cc\ud06c\ub97c \ud1b5\ud574 \uc2f1\uac00\ud3ec\ub974 \ub0b4 \ud55c \uc740\ud589 \ub610\ub294 \uc804\uc790\uc9c0\uac11 \uacc4\uc88c\uc5d0\uc11c \ub2e4\ub978 \uc740\ud589 \ub610\ub294 \uc804\uc790\uc9c0\uac11 \uacc4\uc88c\ub85c SGD \uc790\uae08\uc744 \uc27d\uac8c \uc774\uccb4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. FAST\ub294 \uaddc\uc81c\ub418\uace0 \ud45c\uc900\ud654\ub41c \uacb0\uc81c \ub808\uc77c \uc2dc\uc2a4\ud15c\uc73c\ub85c, \uc11c\ub85c \ub2e4\ub978 \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4 \uac04\uc758 \uc6d0\ud65c\ud55c \uc0c1\ud638 \uc6b4\uc6a9\uc131\uc744 \ubcf4\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-features\"><strong>\ud2b9\uc9d5<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\ud1b5\ud654 \ucc98\ub9ac<\/th><th>SGD<\/th><\/tr><\/thead><tbody><tr><td>\uacb0\uc81c \ud1b5\ud654<\/td><td>USD<\/td><\/tr><tr><td>\ucd5c\uc18c \uac70\ub798 \uae08\uc561<\/td><td>1 THB<\/td><\/tr><tr><td>\ucd5c\ub300 \uac70\ub798 \uae08\uc561<\/td><td>5,000 THB<\/td><\/tr><tr><td>\ud658\ubd88<\/td><td>\u2705<\/td><\/tr><tr><td>\ubd80\ubd84 \ud658\ubd88<\/td><td>\u2705<\/td><\/tr><tr><td>\uc5ec\ub7ec \ucc28\ub840 \ubd80\ubd84 \ud658\ubd88<\/td><td>\u2705<\/td><\/tr><tr><td>\ucc28\uc9c0\ubc31<\/td><td>\u274c<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-payment-flow\">\uacb0\uc81c \ud750\ub984<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/api.apifox.cn\/api\/v1\/projects\/1296482\/resources\/393809\/image-preview\" alt=\"pic_2@2x.png\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-integration-method\"><strong>\ud1b5\ud569 \ubc29\ubc95<\/strong><\/h2>\n\n\n\n<p><strong>\uacb0\uc81c \ubc29\ubc95 \uc5f4\uac70 \uac12\uc785\ub2c8\ub2e4:<\/strong> <strong><code>\ud398\uc774\ub098\uc6b0<\/code><\/strong><\/p>\n\n\n\n<p><strong>PayNow\uc5d0\ub294 \ub450 \uac00\uc9c0 \ud1b5\ud569 \ubc29\ubc95\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\ub2e4\uc774\ub809\ud2b8 API<\/li>\n\n\n\n<li>\uacb0\uc81c<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-direct-api\"><strong>\uc9c1\uc811<\/strong> <strong>API<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-to-integration\"><strong>\ud1b5\ud569\ud558\ub294 \ubc29\ubc95<\/strong><\/h3>\n\n\n\n<p>\uc9c1\uc811 API \ud1b5\ud569\uc758 \uacbd\uc6b0, \uacb0\uc81c \uc778\ud150\ud2b8\ub97c \uc0dd\uc131\ud558\uace0 \ub2e8 \ud55c \ub2e8\uacc4\ub85c URL\uc744 \uac00\uc838\uc62c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \uacb0\uc81c \uc778\ud150\ud2b8 \uc0dd\uc131 \ub370\ubaa8\uc785\ub2c8\ub2e4:<\/p>\n\n\n\n<p><a href=\"\/ko\/api-42631218\/\"><strong>\uacb0\uc81c \uc778\ud150\ud2b8 \uc0dd\uc131<\/strong><\/a><\/p>\n\n\n\n<p>\uc11c\ubc84\uc5d0\uc11c \uacb0\uc81c \uc778\ud150\ud2b8\ub97c \uc0dd\uc131\ud558\uace0 \uc218\uae08\ud560 \uae08\uc561\uacfc \uc9c0\uc6d0 \ud1b5\ud654\ub97c \uc9c0\uc815\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788, Paynow\uc758 \uacbd\uc6b0 \uace0\uac1d\uc758 <code>\uc774\ub984<\/code>, <code>\uad6d\uac00<\/code> \uadf8\ub9ac\uace0 <code>\uc774\uba54\uc77c<\/code> in <code>\uacb0\uc81c \ubc29\ubc95_\ub370\uc774\ud130.\uccad\uad6c_\uc815\ubcf4<\/code>.<\/p>\n\n\n\n<p>\uae30\uc874 \uacb0\uc81c \uc758\ub3c4 \ud1b5\ud569\uc774 \uc788\ub294 \uacbd\uc6b0 \ub2e4\uc74c\uc744 \ucd94\uac00\ud569\ub2c8\ub2e4. <code>\uc740\ud589_\uc1a1\uae08_\uc601\uad6d<\/code> \ub97c \uacb0\uc81c\uc218\ub2e8 \uc720\ud615 \ubaa9\ub85d\uc5d0 \ucd94\uac00\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong><em>\uc694\uccad<\/em><\/strong> \uacb0\uc81c \uc778\ud150\ud2b8 \uc0dd\uc131<\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"amount\":1000,\n    \"currency\":\"SGD\",\n    \"payment_method_data\" : {\n        \"type\":\"paynow\",\n        \"billing_details\":{\n            \"address\": {\n                \"country\": \"SG\"\n            },\n            \"name\": \"Tom Elis\",\n            \"\uc774\uba54\uc77c\": \"1231536GF41@Gmail.com\"\n        }\n    },\n    \"description\": \"\uc81c\ud488 \uc124\uba85\",\n    \"quantity\": 2,\n    \"return_url\":\"https:\/\/your.website\"\n}<\/code><\/pre>\n\n\n\n<p><strong><em>\uc751\ub2f5<\/em><\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"id\": \"pi_1686226704999120896\",\n    \"object\": \"payment_intent\",\n    \"created\": 1690862750000,\n    \"livemode\": true,\n    \"\ud1b5\ud654\": \"SGD\",\n    \"\uae08\uc561\": 1000,\n    \"status\": \"requires_action\",\n    \"\uc124\uba85\": \"\uc81c\ud488 \uc124\uba85\",\n    \"\uc218\ub7c9\": 2,\n    \"client_secret\": \"pi_1686226704999120896_secret_nz79AKtKGcxWr2gUxEsFXrM1\",\n    \"next_action\": {\n        \"type\": \"paynow_handle_redirect\",\n        \"paynow_handle_redirect\": {\n            \"url\": \"https:\/\/pay.tazapay.com\/marketplace\/paymentdetails\/0Pq7kWaNrGrjxYiaqsfchBD3bR0K4obPc7W4EtdSmt6y9BHpRLFBYdPzUWx59sHR\"\n        }\n    },\n    \"payment_method_types\": [\n        \"paynow\"\n    ],\n    \"confirmation_method\": \"automatic\",\n    \"return_url\": \"https:\/\/your.website\",\n    \"payment_method\": \"pm_1686226704869097472\",\n    \"capture_method\": \"automatic\"\n}<\/code><\/pre>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-checkout\"><strong>\uacb0\uc81c<\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-create-a-seesion\">\uc138\uc158 \ub9cc\ub4e4\uae30<\/h3>\n\n\n\n<p><strong><em>\uc694\uccad<\/em><\/strong> <a href=\"\/ko\/api-42654181\/\">\uc138\uc158 \ub9cc\ub4e4\uae30<\/a><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"\ucde8\uc18c_URL\": \"www.wooshpay.com\",\n    \"mode\": \"\uacb0\uc81c\",\n    \"success_url\": \"https:\/\/wooshpay.com\/\",\n    \"payment_method_types\":[\"paynow\"],\n    \"line_items\": [\n        {\n            \"price_data\": {\n                \"currency\": \"SGD\",\n                \"\ub2e8\uc704_\uae08\uc561\": 10000000,\n                \"\ub2c9\ub124\uc784\": \"apple\",\n                \"product_data\": {\n                    \"name\": \"apple\"\n                },\n                \"billing_scheme\": \"testscheme\",\n                \"lookup_key\": \"test_lookup_key\"\n            },\n            \"\uc218\ub7c9\": 1\n        }\n    ]\n}<\/code><\/pre>\n\n\n\n<p><strong><em>\uc751\ub2f5<\/em><\/strong><\/p>\n\n\n\n<pre class=\"wp-block-code\"><code>{\n    \"id\": \"cs_1686257953583136768\",\n    \"\uac1d\uccb4\": \"checkout.session\",\n    \"created\": 1690870200000,\n    \"livemode\": false,\n    \"\ud1b5\ud654\": \"SGD\",\n    \"customer\": \"\",\n    \"\ubaa8\ub4dc\": \"\uacb0\uc81c\",\n    \"\uc0c1\ud0dc\": \"open\",\n    \"url\": \"https:\/\/checkouttest.wooshpay.com\/pay\/cs_test_1686257953583136768?key=cGtfdGVzdF9OVEUyTlRjNU5ESXpNalUxTXpNME56ZzVNVE14T2pNemIxTTJhVVZrTmtOdmFsWlBSRTFuVFc1SVREaFljREUyT0RReE1Ua3lNamd6TVRR\",\n    \"\ucde8\uc18c_URL\": \"www.wooshpay.com\",\n    \"line_items\": {\n        \"object\": \"\ubaa9\ub85d\",\n        \"\ub370\uc774\ud130\": [\n            {\n                \"id\": \"li_1686257953620885504\",\n                \"object\": \"item\",\n                \"\ud1b5\ud654\": \"SGD\",\n                \"description\": \"apple\",\n                \"price\": {\n                    \"id\": \"price_1686257953633468416\",\n                    \"object\": \"\uac00\uaca9\",\n                    \"created\": 1690870200000,\n                    \"livemode\": false,\n                    \"active\": false,\n                    \"\ud1b5\ud654\": \"SGD\",\n                    \"\ub2c9\ub124\uc784\": \"apple\",\n                    \"product\": {\n                        \"id\": \"prod_1686257953646051328\",\n                        \"object\": \"\uc81c\ud488\",\n                        \"created\": 1690870200000,\n                        \"livemode\": false,\n                        \"active\": false,\n                        \"name\": \"apple\",\n                        \"updated\": 1690870200000\n                    },\n                    \"type\": \"one_time\",\n                    \"\ub2e8\uc704_\uae08\uc561\": 10000000,\n                    \"billing_scheme\": \"\ub2e8\uc704\ub2f9\",\n                    \"lookup_key\": \"test_lookup_key\"\n                },\n                \"\uc218\ub7c9\": 1,\n                \"amount_subtotal\": 10000000,\n                \"amount_total\": 10000000\n            }\n        ]\n    },\n    \"payment_intent\": \"pi_1686257953868349440\",\n    \"payment_method_types\": [\n        \"paynow\"\n    ],\n    \"payment_status\": \"\ubbf8\uc9c0\uae09\",\n    \"success_url\": \"https:\/\/wooshpay.com\/\",\n    \"\uae08\uc561_\uc18c\uacc4\": 10000000,\n    \"\uae08\uc561_\ucd1d\uc561\": 10000000,\n    \"\uccad\uad6c\uc9c0_\uc8fc\uc18c_\uc218\uc9d1\": \"auto\",\n    \"expires_at\": 1690956599952,\n    \"payment_link\": \"\",\n    \"client_secret\": \"pi_1686257953868349440_secret_BKuEOd8kJq0cxvZszocDlfjb\"\n}<\/code><\/pre>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-next-step\"><strong>\ub2e4\uc74c \ub2e8\uacc4<\/strong><\/h2>\n\n\n\n<p>\ud544\uc694\uc5d0 \ub530\ub77c \ud1b5\ud569\uc5d0 \ub354 \ub9ce\uc740 \uae30\ub2a5\uc744 \ucd94\uac00\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-create-a-webhook\"><a href=\"\/ko\/doc-2517709\/\">\uc6f9\ud6c5 \ub9cc\ub4e4\uae30<\/a><\/h2>\n\n\n\n<p>WooshPay \uacc4\uc815\uc5d0\uc11c \uc774\ubca4\ud2b8\ub97c \uc218\uc2e0\ud558\uc5ec \uc5f0\ub3d9\uc774 \uc790\ub3d9\uc73c\ub85c \ubc18\uc751\uc744 \ud2b8\ub9ac\uac70\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4. \ud65c\uc131\ud654\ub41c \uc774\ubca4\ud2b8\uc640 URL\uc5d0 \uc8fc\ub85c \ucd08\uc810\uc744 \ub9de\ucd98 \uc6f9\ud6c5\uc744 \uc0dd\uc131\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-create-a-refund\"><a href=\"\/ko\/api-51369554\/\">\ud658\ubd88 \uc0dd\uc131<\/a><\/h2>\n\n\n\n<p>\ud658\ubd88\uc744 \uc0dd\uc131\ud558\uc5ec \uace0\uac1d\uc5d0\uac8c \uae08\uc561\uc744 \uc0c1\ud658\ud569\ub2c8\ub2e4. \ubd80\ubd84 \ud658\ubd88\ub3c4 \uc218\ud589\ud560 \uc218 \uc788\uc9c0\ub9cc \ubaa8\ub4e0 \uacb0\uc81c \ubc29\ubc95\uc5d0\uc11c \ubd80\ubd84 \ud658\ubd88\uc744 \uc9c0\uc6d0\ud558\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4. \ubd80\ubd84 \ud658\ubd88\uc740 \uc6d0\ub798 \uac70\ub798 \uae08\uc561\uc758 \uc77c\ubd80\ub9cc \ud658\ubd88\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>\uc2f1\uac00\ud3ec\ub974\uc5d0\uc11c \ub110\ub9ac \uc0ac\uc6a9\ub418\ub294 \uc2e4\uc2dc\uac04 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c\uc778 PayNow\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uc138\uc694. \ud398\uc774\ub098\uc6b0\ub294 \uc2f1\uac00\ud3ec\ub974\uc758 \uc2e4\uc2dc\uac04 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c\ub85c \uc2f1\uac00\ud3ec\ub974\uc740\ud589(ABS)\uc774 \uad00\ub9ac\ud558\uace0 \uc2f1\uac00\ud3ec\ub974 \ud1b5\ud654\uccad(MAS)\uc774 \uac10\ub3c5\ud569\ub2c8\ub2e4. \uc18c\ube44\uc790\uc640 \uae30\uc5c5 \ubaa8\ub450 \ud734\ub300\ud3f0 \ubc88\ud638\uc640 \uac19\uc740 \ub2e4\uc591\ud55c \uc2dd\ubcc4\uc790\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc11c\ube44\uc2a4\uc5d0 \ub4f1\ub85d\ud560 \uc218 \uc788\uc73c\uba70, [...]\uc744 \ud1b5\ud574 [...]\uc744 \ub4f1\ub85d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>","protected":false},"author":1,"featured_media":17289,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","footnotes":""},"doc_category":[395],"doc_tag":[321,324,323,319,410],"class_list":["post-12090","docs","type-docs","status-publish","has-post-thumbnail","hentry","doc_category-add-more-payment-methods","doc_tag-checkout","doc_tag-open-api","doc_tag-payment","doc_tag-payment-flow","doc_tag-paynow"],"year_month":"2026-04","word_count":598,"total_views":"2505","reactions":{"happy":"21","normal":"19","sad":"19"},"author_info":{"name":"wooshpaysite \uad00\ub9ac\uc790","author_nicename":"wooshpaysiteadmin","author_url":"https:\/\/www.wooshpay.com\/ko\/author\/wooshpaysiteadmin\/"},"doc_category_info":[{"term_name":"Add more payment methods","term_url":"https:\/\/www.wooshpay.com\/ko\/docs-category\/add-more-payment-methods\/"}],"doc_tag_info":[{"term_name":"checkout","term_url":"https:\/\/www.wooshpay.com\/ko\/docs-tag\/checkout\/"},{"term_name":"open api","term_url":"https:\/\/www.wooshpay.com\/ko\/docs-tag\/open-api\/"},{"term_name":"payment","term_url":"https:\/\/www.wooshpay.com\/ko\/docs-tag\/payment\/"},{"term_name":"Payment Flow","term_url":"https:\/\/www.wooshpay.com\/ko\/docs-tag\/payment-flow\/"},{"term_name":"PayNow","term_url":"https:\/\/www.wooshpay.com\/ko\/docs-tag\/paynow\/"}],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.8 (Yoast SEO v24.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PayNow - WooshPay<\/title>\n<meta name=\"description\" content=\"PayNow is a real-time payment network in Singapore managed by the Association Bank of Singapore (ABS) and overseen by the Monetary Authority of Singapore (MAS). It enables both consumers and businesses to register for the service using various identifiers such as their mobile number, Singapore NRIC\/FIN, UEN business registration number, or Virtual Payment Address (VPA for NFI accounts, which includes eWallets). Once registered, users can easily transfer SGD funds from one bank or e-wallet account to another within Singapore through the FAST network. FAST is a regulated and standardized payment rails system that ensures seamless interoperability between different payment providers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.wooshpay.com\/ko\/docs\/paynow\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PayNow\" \/>\n<meta property=\"og:description\" content=\"PayNow is a real-time payment network in Singapore managed by the Association Bank of Singapore (ABS) and overseen by the Monetary Authority of Singapore (MAS). It enables both consumers and businesses to register for the service using various identifiers such as their mobile number, Singapore NRIC\/FIN, UEN business registration number, or Virtual Payment Address (VPA for NFI accounts, which includes eWallets). Once registered, users can easily transfer SGD funds from one bank or e-wallet account to another within Singapore through the FAST network. 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