Navigating the Cost of Living in the UK for Nigerian Students

min read


Studying in the United Kingdom is a dream for many Nigerian students, given its prestigious universities and global recognition. However, the cost of living in the UK can be a significant consideration. This post provides an overview of the expenses involved, covering accommodation, transportation, food, and general living costs, with a focus on the challenges some Nigerian students may face.

Cost of Living Overview

The cost of living in the UK for Nigerian students can vary depending on lifestyle choices. On average, students can expect expenses ranging between £1,215 and £1,755 per month for the academic year 2022-23. These costs encompass accommodation, transportation, food, and other miscellaneous expenses.

ExpensesLower rangeUpper rangeLower rangeUpper range
Personal items£135£260£1,215£2,340
Social activities£45£120£405£1,080
Study costs£45£100£405£900

Challenges Faced by Nigerian Students

Recently, concerns have been raised on social media, particularly on Twitter, regarding Nigerian students facing deregistration and potential deportation from the UK due to late school fees payments. A Twitter user, highlighted cases where students struggled to pay the required fees and faced consequences such as visa revocation and the risk of deportation.

The Reality of Studying Abroad

The tweet emphasized the importance of thorough planning and budgeting for studying abroad, cautioning against unrealistic expectations. It noted that UK universities are not charitable institutions and will not educate students for free. The post shed light on the challenges students may encounter, including the risk of homelessness, legal issues, and the potential loss of custody of their children due to deportation.

Words of Caution and Advice

The post concluded with a call for careful consideration and planning when deciding to study abroad. It urged students not to rely on unrealistic expectations and emphasized the importance of being well-prepared, both financially and legally. The post acknowledged the culture of shame around discussing such challenges but encouraged openness to warn others about the potential hardships faced by students studying in the UK.

WooshPay is able to offer the following payment methods

1.Online Bank Transfer

2.Deibit/Credit Cards (Visa, Mastercards)

Deibit/Credit Cards (Visa, Mastercards)

How can I complete my online bank transfer in Nigerian Naira (NGN)?

Upon generating a payment request, simply click the “Make Your Payment” button on the payment tracking page. This action will redirect you to a new page where you can retrieve the banking details of our local partner, facilitating the initiation of the transfer.

Subsequently, utilize the provided account information to proceed with the transfer through the online/mobile banking platform of your preference. It is essential to note that this account does not support payments in foreign currencies and is exclusively suitable for transactions up to 100 million NGN.

After completing the payment, you have the option to click the “I have made this bank transfer” button to prompt reconciliation, although this step is not obligatory.

A critical point to bear in mind is that the provided account is virtual, and the payment details expire 24 hours after generation. Once expired, your payment instructions become invalid, necessitating the creation of a new payment request. Ensure that the transferred amount in NGN matches the specified instructions to prevent potential rejection and return of your payment by our partner.

To guarantee successful processing of your payment, ensure that the transaction amount aligns with your bank’s set limit for online transfers. Transactions exceeding the online bank transfer limit will require a branch visit within 24 hours to complete the payment.

How can I complete my online bank transfer in Nigerian Naira (NGN)?


While studying in the UK offers valuable educational opportunities, Nigerian students must be aware of the associated costs and challenges. Thorough planning, budgeting, and a realistic understanding of the demands of studying abroad are crucial to avoid potential difficulties. This post aims to provide valuable insights for Nigerian students considering pursuing their education in the UK.